# Pradhan Mantri Jan Dhan Yojana is launched

Date: 2014

## The fact

On 28 August 2014 Prime Minister [Narendra Modi](/people/narendra-modi) launched Pradhan Mantri Jan Dhan Yojana, a national mission for no-frills bank accounts, RuPay cards, and later DBT plumbing.

## Context

The Finance Ministry and banks implemented. Zero-balance accounts can be empty. He owned the mission. He did not sit as every bank correspondent. Later PMJDY statistics are neighbouring later administrative series.

Ujjwala and DBT fuel later used the same plumbing. Those are neighbouring later schemes.

The Prime Minister of India is head of the Union Council of Ministers. Parliament writes statutes; the President assents; states and Union ministries implement; the Supreme Court can strike a scheme down. A prime minister can announce demonetisation, drive a bill, and take an oath. He does not write a UNFCCC depositary record, an ISRO telemetry file, or a Supreme Court judgment by himself.

## Evidence and sources

Prime Minister’s Office of India carries the official instrument or communique. Reuters records the same dated act independently.

## Significance

The path is [household purchasing power](/drivers/household-purchasing-power) via financial inclusion: a completed mass-account mission is a dated access instrument, with usage still open.

## What is established and what is not

Established: a 28 August 2014 launch of Jan Dhan as a national no-frills account mission.

Not established: that every later account was funded, or a unique later poverty coefficient from launch day.

What would change the picture: a contradictory original with a different date or name, a later repeal, a court that vacated the instrument, or a measured series that can be argued, with lag and alternatives, as a consequence of this instrument rather than of later institutions.

The date is the date of this instrument, not a licence to back-date every later harm or benefit.

Banks opened accounts. The Finance Ministry administers.. A later repeal, court stay, or successor order would be a different Fact with a different date. That pair identifies Pradhan Mantri Jan Dhan Yojana is launched, not a later speech about Pradhan Mantri Jan Dhan Yojana is launched.

Co-authors and later implementers named in Context remain on the file. Pradhan Mantri Jan Dhan Yojana is launched on 2014-08-28 is not a licence to treat every later Prime Minister’s Office of India communique as this same act. If a later repeal, stay, or successor decree exists, it needs its own date and its own row. This dossier refuses to average Pradhan Mantri Jan Dhan Yojana is launched into a personality. The contribution described on this Person row is limited to He launched the mission. Banks opened accounts. The Finance Ministry administers. That limit is the alternative to treating office-holding as authorship of every later series. The Lok Sabha, Rajya Sabha, the President, the Reserve Bank, state governments, the Election Commission, and foreign counterparties share specific files. Allegation is not a completed judgment. A Supreme Court striking-down is not a criminal conviction. A scheme notification is not a unique rupee coefficient. A UN pledge is not a delivered emissions path.

## People

- Narendra Modi: https://factrail.ai/people/narendra-modi

## Drivers

- Household Purchasing Power: https://factrail.ai/drivers/household-purchasing-power

## Sources

- https://www.reuters.com/article/us-india-modi-banks-idUSKBN0GS1C220140828
- https://www.pmindia.gov.in/en/news_updates/pm-launches-pradhan-mantri-jan-dhan-yojana/

## Methodology

https://factrail.ai/methodology

Canonical: https://factrail.ai/facts/in-jan-dhan-2014