# Obama signs the Dodd-Frank Wall Street Reform and Consumer Protection Act Date: 2010 ## The fact On 21 July 2010 President Obama signed H.R. 4173, the Dodd-Frank Act, as Public Law 111-203, creating the CFPB, an orderly-liquidation path, and new derivatives and capital weather. ## Context 2008 crash sat as parent. Neighbouring ARRA is a neighbour fiscal file. He did not sit as Fed chair or as every bank examiner. Frank and [Dodd](/people/chris-dodd) wrote. Three Senate Republicans voted yes. ARRA 2009 is a neighbour. Unemployment 2017 is a later print, not this statute. A United States president proposes, signs, vetoes, and directs the executive. Congress enacts statutes. The Federal Reserve, states, courts, and later presidents share later series. Office-holding is not authorship of every later outcome. Allegation is not a completed judgment. Legislative achievements require shared congressional attribution. He does not set the federal funds rate, write a state Medicaid waiver by himself, or convert a 2009 oath into a unique 2016 uninsured coefficient. A signature is not unique authorship of a House and Senate text. A troop order is not authorship of every later round. He is not president as of 27 August 2026. [Donald Trump](/people/mig-donald-trump) is president from 20 January 2025. [Joe Biden](/people/env-person-joe-biden) was president 2021–2025. ## Evidence and sources White House (archives) carries the official instrument or communique. BBC records the same dated act independently. ## Significance The path is [banking-system stability](/drivers/banking-system-stability): a completed post-crisis financial statute. ## What is established and what is not Established: 21 July 2010 signature of Public Law 111-203, independently reported. Not established: a unique later crisis-probability from that Wednesday, or that too-big-to-fail uniquely ended that hour. What would change the picture: a contradictory original with a different date or name, a later repeal, a court that vacated the instrument, or a measured series that can be argued, with lag and alternatives, as a consequence of this instrument rather than of later institutions. The date is the date of this instrument, not a licence to back-date every later harm or benefit. Congress enacted. Fed, FDIC, SEC, CFTC, and CFPB implement.. A later repeal, court stay, or successor order would be a different Fact with a different date. That pair identifies Obama signs the Dodd-Frank Wall Street Reform and Consumer Protection Act, not a later speech about Obama signs the Dodd-Frank Wall Street Reform and Consumer Protection Act. Co-authors and later implementers named in Context remain on the file. Obama signs the Dodd-Frank Wall Street Reform and Consumer Protection Act on 2010-07-21 is not a licence to treat every later White House (archives) communique as this same act. If a later repeal, stay, or successor instrument exists, it needs its own date and its own row. This dossier refuses to average Obama signs the Dodd-Frank Wall Street Reform and Consumer Protection Act into a personality. The contribution described on this Person row is limited to He signed. Congress enacted. Fed, FDIC, SEC, CFTC, and CFPB implement. That limit is the alternative to treating office-holding as authorship of every later series. ## People - Barack Obama: https://factrail.ai/people/barack-obama ## Drivers - Banking-System Stability: https://factrail.ai/drivers/banking-system-stability - Fiscal-Policy Sustainability: https://factrail.ai/drivers/fiscal-policy-sustainability ## Sources - https://www.bbc.com/news/world-us-canada-10719263 - https://obamawhitehouse.archives.gov/the-press-office/remarks-president-signing-dodd-frank-wall-street-reform-and-consumer-protection-act ## Methodology https://factrail.ai/methodology Canonical: https://factrail.ai/facts/us-obama-dodd-frank-2010